FAQ’s

Yes! The Fair Credit Reporting Act (FCRA) gives you the right to dispute any item on your credit report.

In short, we challenge the negative information affecting your credit by sending letters on your behalf to the bureaus. Simultaneously, we assist you with building credit to aid in increasing your credit score.

We can assist with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

Credit monitoring is crucial because it allows us to effectively track your progress, updates, and provides access to scoring information from all 3 credit bureaus. Each bureau has the ability to report different information (For example; you may have a collection with Transunion but not Experian). Free monitoring, such as Credit Karma, does not offer this.

You can start to see results in as little as 30-45 days. While there is no exact timeframe we can provide by law on how long it will take to complete your profile, we recommend being enrolled in the program for at least 6 months. Depending on your credit profile, it may take longer.

Monthly fees are refunded if no results within 180 days.

Yes, you can. However, be prepared, knowing it takes a lot of time and effort to complete the job effectively, including studying credit law to educate yourself, contacting creditors, collection agencies, the 3 bureaus, verifying information, settlements, etc. Many people choose to have a credit expert complete the work on their behalf as it is their profession- similar to having a mechanic perform your car’s repair.

Yes.There is a contract that entails our service agreement; however, you may cancel at any time.

Unfortunately, credit repair is not something that can be guaranteed. What Done Right Consultations can guarantee is that we will do everything in our power to help you achieve the credit profile you desire and deserve.

As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, updated 30 days. You will be able to monitor your progress through IdentityIQ.com, use the login information you created during the signup process. We encourage that you log in to your client portal frequently to keep up with your progress.

No, checking your consumer report frequently does not hurt your score. Applying for credit unnecessarily will result in a hard inquiry Having a negative impact on your score if done in the wrong manner.

Client’s active participation in providing requested documents, forms, and information including investigation results, as set forth in the agreement is essential for the accomplishment of an accurate credit report. If Done Right Consultations LLC does not cause any change or delete any item of information whatsoever on Client’s credit reports during at-least a 6-month span, Client may request a refund of fees paid in proportion to services rendered. simply contact us for your refund.

Disclaimer

If during the processing of your credit reports, you have a new derogatory account report, miss a payment, carry credit card balances over 30%, and have over (5) new credit inquiries, the refund will be voided.